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Interest review

If you have a current mortgage, the lender will normally send you an extension proposal about 3 months before the fixed interest period ends. In this extension proposal, the lender makes you an interest rate proposal for a new fixed-rate period. When your fixed-rate period ends, it is the perfect time to compare the offer that your mortgage institution offers you with the other options in the market. After all, in most cases you do not have to pay penalty interest at that time, so there may be advantages when refinancing your mortgage. Especially if your home has increased in value, it may be that you are much cheaper with another mortgage institution.

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