Home insurance The moment you have a house, you naturally want to protect that house from all possible forms of damage. The first insurance that is necessary for this is the home insurance. This insurance is also called home insurance.
All immovable property is understood by "building". A rule of thumb that is often used to determine what is immovable property is the rule that everything that cannot be moved is classified as immovable property. And therefore under the cover of a home insurance. Think of the house itself, sheds, fences and built-in closets.
With home insurance you can insure these real estate against various forms of damage. You can think of damage due to fire, theft, storm, lightning strike and vandalism. How broad the coverage is depends on the type of home insurance. Of course, the following often applies: the broader the cover, the higher the premium.
Other insurance policies related to the mortgage Other insurance policies that you may have to deal with when you take out a mortgage are home contents insurance , term life insurance and housing insurance.
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