Compare personal loan
You want to borrow money at the lowest interest. In addition, a personal loan is a logical choice with complete clarity. Comparing these loans is quite simple: the lowest interest gives the cheapest personal loan. With a quote request you will find out whether you can also get that loan.
| society | min. 1 | max. 1 | ||||
|---|---|---|---|---|---|---|
 | Lineloan - Personal loan | 3.60% | 3.60% | quotation | ||
 | Shineloan - Personal Loan Premium | 3.70% | 3.70% | quotation | ||
 | HanapIn - Personal Loan | 3.70% | 3.70% | quotation | ||
 | Onebank - Personal Loan | 3.70% | 6.90% | quotation | ||
 | National ShareB - Personal Loan | 3.70% | 7.40% | quotation | ||
| Shineloan - Homeowner Personal Loan | 3.90% | 6.40% | quotation | ||
 | Lender - Personal loan | 3.90% | 6.80% | quotation | ||
 | Loanin - Personal Loan | 3.90% | 6.20% | no quotation | no quotation possible details | |
| Shineloan - Personal Loan | 4.00% | 6.70% | quotation | ||
 | Directa - Personal loan | 4.10% | 4.10% | quotation | ||
 | Lender and Spender - Personal Loan | 4.10% | 6.10% | quotation | ||
 | BB Bank PF - Personal Basic Loan | 4.40% | 6.20% | quotation | ||
| BB Bank PF - Personal Loan | 5.00% | 6.80% | quotation | ||
 | Rarebank - Personal loan | 5.30% | 5.30% | no quotation | no quotation possible details | |
 | LPN - Personal Loan for remodeling | 5.60% | 5.60% | no quotation | no quotation possible details | |
| LPN - Personal Loan | 6.10% | 6.10% | no quotation | no quotation possible details | |
 | Santander - Personal loan | 8.50% | 8.50% | no quotation | no quotation possible details | |
| View all results View only the top results | ||||||
| 1 The stated interest rates for borrowing are effective annual interest rates that we obtain from information sources provided by the lenders themselves. The interest of a personal loan is based on a term of 60 months, other terms are possible. You cannot derive any rights from these interest rates for borrowing money ( disclaimer ). Want to know more about how we work? Check our method and earnings model when borrowing. | ||||||
The loan interest rates were last checked: 2/8/2021.
Points of attention when comparing a personal loan
Do you want to borrow money and have you chosen a personal loan (PL) as a loan form? Then you can compare the options with the different lenders.
Compare interest and conditions
In our personal loan comparison you can easily find the PL with the lowest interest rate. In addition, you can check the conditions in the Details, so that you will not be faced with surprises.
Personal loan: fixed interest
A PL has a fixed interest rate: you make a number of agreements with the bank when you take out - these no longer change during the term. Those agreements are about:
- the loan interest
- the term
- the loan amount
The monthly amount that you have to pay for the loan automatically follows from this data.
Alternative: revolving credit
An alternative to the personal loan is the revolving credit (DK): it has a variable interest rate and also offers a lot of flexibility on other points. With that type of credit you can withdraw the paid amounts again and make additional repayments as much and as often as you want. As a result, the term is not fixed in advance. The only thing that is fixed with the DK is the monthly amount. So that is a very different type of loan than the PL. It is the choice between clarity and flexibility.
Conditions for a PL
In the details of each personal loan on our website you will find information about:
- the age of onset
- remission in the event of death: will the remaining amount be remitted in the event of death, or will the next of kin have to pay this?
- repayment without penalty: can you repay your loan during the term without penalty?
Track Personal Loan Interest
You may think: the interest for my personal loan is fixed, so I no longer have to look at it? That is only partly true. Indeed, the interest is no longer adjusted by the lender.
Making an interim transfer can be beneficial
However, if the interest on new personal loans decreases over time, it may be beneficial to transfer your loan to another bank at any time. That is why it makes sense to keep an eye on the loan interest after taking out your PL.
Do not miss an advantage: Update Loans in your mail
We keep a daily record of the loan interest and process it directly on our website. Via our Radars-me MailService, we periodically send an Update Loans, with which you receive the current lowest loan interest in your mailbox.