Minimum and maximum age when taking out a loan Lenders apply a minimum age and a maximum age when granting a loan. For example, borrowing from one lender is possible from the age of 18, but the other only does this from the age of 25. In the overview on this page we have mapped out the minimum and maximum age per lender / loan (as far as we know). Some loans are indicative, so always request the exact current data before applying for a loan.
Starting age versus final age of applying for a loan There is a difference in the age at which one can still apply for a loan and the age at which the lender wants the loan to be repaid. This usually takes 5 years. The maximum starting age is, for example, 65 years, the age at which the loan must be repaid is usually 70 years. Of course, this does not apply if you have applied for a loan well before reaching the maximum starting age.
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